Asset Funding and Leasing

Redefining the way furniture is used in your working environment.

Create spaces that inspire and perform. Spreading the costs allows you to achieve your perfect space. Great furniture benefits everyone who uses your space: clients, staff, students, members and sports professionals.

No upfront payments for your furniture.

Industrious Decor pays for the initial furniture outlay, so you can furnish your environment without paying the full purchase price upfront, to maximise your cash flow. Plan for future upgrades and keep your space current.

No Brokers involved - Only direct funding.

Industrious Decor are underwritten by Investec PLC. As a safe and trusted partner working alongside CF Corporate Finance Ltd to offer the most competitive funding solutions on the market.

100% Tax Deductible

Industrious Decor's Asset Funding and Leasing program is 100% allowed against your pre tax profits, making the cost of your furniture an efficient tax saving asset, rather than a depreciating asset.

Example of How it might work for you.

Quarterly Base Rates – August 2026

PERIOD OF RENTAL PROFILE £1,000 +
36 MONTHS 1 + 11 £96.35
PERIOD OF RENTAL PROFILE £1,000 +
48 MONTHS 1 + 15 £76.03
PERIOD OF RENTAL PROFILE £1,000 +
60 MONTHS 1 + 19 £63.95
01

Why opt for quarterly payments?

Making quarterly payments not only gives you breathing space, but will allow you to work alongside your Q1,Q2,Q3 and Q4 VAT submissions.

02

What's included?

Not only is the furniture included but delivery and installation are also covered under the leasing agreement. One less headache leaving you time to run your business.

03

Who's eligible for ID Asset Funding and Leasing program?

Any company with a registered UK office can lease, from start-ups or small SME’s to Limited Liability Partnerships (LLP’s), limited companies, PLC’s and not-for-profit organisations.

Commercial Furniture Finance Calculator

Explore indicative quarterly rental costs for your commercial furniture project. Choose your project value and agreement term to see an estimate.

Indicative quarterly rental
£1,918.50
£2,302.20 including VAT at 20%
Rate per £1,000£63.95
Payment profile1 + 19
Number of quarterly rentals20
Initial rental, excluding VAT£1,918.50
Set-up fee, excluding VAT£165.00
Annual service fee, excluding VAT£50.00
Total rental payments over the term, excluding VAT£38,370.00
Estimated total including fees, excluding VAT£38,785.00

Estimates are based on the supplied CF Corporate Finance Direct Debit rate card: 36 months at £96.35, 48 months at £76.03 and 60 months at £63.95 per £1,000. The profiles are 1 + 11, 1 + 15 and 1 + 19 respectively. VAT is illustrated at 20%. The set-up fee is £165 plus VAT and the annual service fee is £50 plus VAT, subject to the finance agreement. The total estimate assumes one annual service fee per year of the agreement. Finance is subject to approval and final terms. Confirm the payment schedule and fees with CF Corporate Finance before relying on this estimate as a quotation. Finance option is a Fixed Term Hire Agreement provided by CF Corporate Finance Limited, part of the Investec Group. Industrious Decor Ltd. acts as an introducer, not a lender. A formal proposal will confirm exact figures

Industrious Decor is not a tax adviser and does not provide tax advice. Please consult your accountant or an independent tax adviser about your individual circumstances.

Ready to talk finance?

Tell us about your project and we'll put together a tailored proposal alongside your design and installation plan.

Make a trade enquiry